Terms of Service

Welcome to Money Wise Generations. By accessing or using our website, courses, and services (collectively, the "Services"), you agree to comply with and be bound by the following Terms of Service ("Terms"). Please read these Terms carefully before using our Services. If you do not agree to these Terms, please refrain from using our Services.

1. Acceptance of Terms
By accessing or using our Services, you agree to be legally bound by these Terms and any additional guidelines, policies, or rules that may be posted from time to time, including our Privacy Policy. These Terms apply to all users of the Services, including visitors, registered users, and others who access or use the Services.

2. Eligibility
To use our Services, you must be at least 16 years old or have parental consent if under the age of 16. By accessing our Services, you affirm that you are legally able to enter into these Terms and are not prohibited from doing so by any applicable law.

3. Account Registration
To access certain features of our Services, you may be required to create an account. You agree to provide accurate and complete information during the registration process and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account.

4. Use of the Services
You agree to use our Services only for lawful purposes and in compliance with these Terms. You agree not to:
Use our Services in any manner that could disable, overburden, or impair the functionality of the website.
 

 

• Use the Services for any fraudulent or malicious activities.

• Interfere with or disrupt the security, integrity, or performance of our Services.

• Attempt to gain unauthorized access to any portion of our Services, including other users’ accounts.

5. Payment and Subscription Terms
Certain Services, such as access to courses or premium features, may require payment. You agree to provide accurate payment information and to comply with any payment terms provided at the time of purchase. We reserve the right to modify the pricing of our Services at any time, but such changes will not affect purchases made prior to the price adjustment.

6. Intellectual Property
All content and materials provided on or through the Services, including but not limited to text, graphics, logos, videos, software, and course materials, are the property of Money Wise Generations or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, distribute, modify, or create derivative works from any content on the Services without our prior written consent.

7. User Content
You may have the ability to post or submit content, such as comments or reviews ("User Content"). By submitting User Content, you grant Money Wise Generations a non-exclusive, worldwide, royalty-free license to use, reproduce, distribute, and display the User Content in connection with the Services.
You are solely responsible for the content you post, and you agree not to post or submit content that is illegal, harmful, defamatory, or violates the rights of others.

8. Termination
We reserve the right to terminate or suspend your access to our Services at any time, without notice, if you violate these Terms or engage in any behavior that we deem harmful to the operation of the Services. Upon termination, your right to use the Services will immediately cease.

9. Disclaimers and Limitation of Liability
Our Services are provided on an "as-is" and "as-available" basis without any warranties of any kind, either express or implied. We do not warrant that the Services will be error-free or uninterrupted.
To the fullest extent permitted by law, Money Wise Generations disclaims all liability for any indirect, incidental, special, or consequential damages arising from your use of or inability to use the Services.

10. Indemnification
You agree to indemnify, defend, and hold harmless Money Wise Generations, its affiliates, and its respective officers, directors, employees, and agents from any claims, liabilities, damages, or expenses arising out of your use of the Services or your violation of these Terms.

11. Changes to These Terms
We may update or modify these Terms at any time. When we do, we will post the updated Terms on this page with the "Effective Date." By continuing to use the Services after the updated Terms have been posted, you agree to be bound by the revised Terms.

12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law principles. Any legal action arising from these Terms or your use of the Services shall be brought exclusively in the courts located in Canada.

13. Contact Us
If you have any questions or concerns about these Terms, please contact us at:

Jennifer Burke
Email: jennifer@moneywisegenerations.com